Customized Income Management™

Placemark’s Customized Income Management™ (CIM) is the first program that empowers financial advisors to generate income efficiently and reliably across multiple accounts in a variety of investment products. Instead of manually raising cash, our Customized Income Management™ process will automatically generate cash at the household level in accordance with the stated needs and timing of each individual investor.  Furthermore, CIM ensures that each person’s Required Minimum Distribution (RMD) requirements are met, that individual tax considerations and needs are considered, and that target asset allocations are maintained in each account, all through a single automated process.

Using the unique capabilities of Customized Income Management™, most account types (tax-free, tax-deferred, or taxable) can be included in the creation of a CIM household.  With a simple one-time set-up of a Customized Income Management™ program, an advisor can offload the time intensive task of balancing income generation with meeting RMD requirements and portfolio diversification objectives, resulting in more time to provide better service to existing clients and to create new relationships.